Should You Invest In Generic Or Name-Brand 10 Oz Silver Bars?

You’ve decided to invest in 10 oz silver bars – good for you! These silver bars are a great investment for several reasons:

They can be easily stored in a safety deposit box a safe at home because of their lovely flat, uniform size.

They are still very affordable, even with silver trading around $30 an oz these days.

Best of all, they are super handy for emergency bartering purposes.

When shopping for silver bars, you’ll have the choice of buying either a name brand such as Engelhard or unknown generic brand. Which one should you choose?

As I mentioned previously, a name-brand silver bullion bar is one that is produced by well-known, established companies such as Johnson-Matthey or Engelhard. These are the top-tier manufacturers followed by 2nd tier producers such as Silvertowne, Sunshine Minting, and the Wall Street Mint.

On the other hand, a generic bar is one that is produced by a company that is not very well-known or no longer in business.

Certainly, there are advantages to buying both. Let’s take a look, first, at the reasons why someone might choose to invest in name-brand silver bullion bars.

Although you can expect to pay more for a bar from one of the top-tier producers, typically they will command a higher selling premium than the lesser or unknown brands. In simple terms, when you approach your local coin dealer to sell an Engelhard Silver Bar, you can expect to be offered more money then had you been selling a generic variety.

So if you are investing in these 10 oz silver bars for profit and wealth-building reasons, I would suggest you stick with one of the name brands.

Now let’s take a look at why someone might choose to invest in a generic silver bullion bar.

The biggest advantage these bars have over their name-brand counterparts is price. Typically, you can buy these bars starting around $.69 over spot, at the current time, compared with up to $2.00 over spot for a Johnson-Matthey silver bar.

If you’re simply investing in silver in order to preserve the purchasing power of your money or for emergency bartering purposes, go with a generic bar.

Just remember no matter what 10 oz silver bar you choose, silver has been looked at as a store of value and form of money for over 4000 years. Compare that with the history of paper money!

Where to Invest $150 Dollars For a Quick Return

Investing is the quickest way to see a return in your money. Some people get discouraged though when feel that they can’t invest with a small amount of money. But with as little as $150 you will be able to invest your money for a quick return with a regular bank account.

But the question is where to invest $150 dollars.

There are numerous banks such as ING or Bank of America that offer a financial return when you invest in their company as a customer. ING offers various promotional investments such an instant $25 with a referral. They also offer an instant 10% interest after you deposit $150. This is no risk to you and provides a quick return where your money can grow. Bank of America also has promotional investment opportunities. If you open an account with $150 you can see a 50-day bonus. For example, if you deposit $50 you will see an additional $50 within 50 days. This investment promotion can be activated every 60 days.

Another way to see a quick return on $150 dollars is with virtual banking and online services such as share builder. This form of investment also has a referral system where you can receive $20 dollars towards your new account. As soon as your account is open you can refer friends to virtual banking where you both receive 20. You can receive 20 for up 50 people.

You can also invest $150 dollars in a CD or a Certificate of Deposit at a bank for a quick return. You generally choose the length of the investment where they bank uses your money towards an investment mutual funds. The longer you have a CD the greater the financial growth but you can still see a significant return in as little as 2 months.

If you need money now, like I mean in the next hour, try what I did. I am making more money now than in my old business and you can too, read the amazing, true story, in the link below. When I joined I was skeptical for just ten seconds before I realized what this was. I was smiling from ear to ear and you will too.

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Invest $400 Dollars

One common fallacy amongst new investors is that they must make huge investments to see huge returns. While it’s true that the more you can invest, the more you will see returned, it’s also true that you have to start somewhere. Even if you can only invest $400 dollars, you can turn it into huge money faster than you probably have imagined.

One way to invest $400 is to buy small gifts and treats to make gift baskets. While these can be big sellers during the holiday season, they also make great gifts for weddings and baby showers. People are busy these days, and they’re always looking for a gift to give that looks like it has thought and heart put into it. By creating nice gift baskets that are personalized, you can make a ton of money. It’s easy to advertise these types of things on the internet, and reach a huge customer base.

Another option is to focus on advertising services you might have to offer. These could be anything from lawn work, to babysitting to editing services. If you think about it, I’ll bet you can find a way to make anything you’re especially skilled at into a lucrative career. The problem is that you must make your services known to others. No matter how good you are, if people don’t know you’re out there you won’t make any money. $400 dollars can go a long way towards creating a complete marketing package.

Either of these options will be sure to bring you great returns on your $400 dollars. You can utilize some or part of these ideas, twist them into your own and find yourself with more money than you’d imagined.

If you need money now, like I mean in the next hour, try what I did. I am making more money now than in my old business and you can too, read the amazing, true story, in the link below. When I joined I was skeptical for just ten seconds before I realized what this was. I was smiling from ear to ear and you will too.

Imagine doubling your money every week with no or little risk! To discover a verified list of Million Dollar Corporations offering you their products at 75% commission to you. Click the link below to learn HOW you will begin compounding your capital towards your first Million Dollars at the easy corporate money program.

LIC Systematic Investment Plan

The LIC systematic investment plan has a huge appeal with the Indian masses as the company is a household name.

The SIP LIC mutual fund offers a number of schemes under the titles of equity, debt, balanced, liquid, redeemed and floating. As you already know, LIC is the top insurer in the country.

Also, what makes its one of the best SIP investment plans is India is its NAV options for you i.e. there are available NAV history options for that of Daily NAVs, Monthly, Weekly, Holidays, Historical.

The LIC mutual funds are ideal for NRIs out of the country to invest.

Invest as minimum as less as Rs.500 or Rs.1000.

LIC offers investor’s guide as well as a LIC Mutual Fund Calculator to help you calculate your returns.

You can easily plan your retirement or your finance using the planning medium available on LIC’s end.

Since the investment fee is as low as Rs. 500, you can extend your approach to 2 to 3 schemes together including a special Children’s investment by LIC.

The LIC systematic investment plan through ECS i.e. electronic clearing service or Auto debit is available online and in only available to the few cities mentioned on the site.

Existing customers need not apply through a common form but just provide their account number.

The LIC mutual funds site promotes a common application form for all its schemes.

Also, along that, is the additional information statement document that can be downloaded by an investor to read about the profile of the company.

If you wish read about all its schemes, download the whole portfolio which holds pdf files with details of all the schemes. The LIC website is a one stop junction for an investor to know everything about their SIP plans.

You can either contact the back or agents and brokers to get your LIC systematic investment plans done.

Next Step – What should you do?

You have to analyze the performance of the various LIC schemes and spot the best to invest.

Best Solution for Condo Investment

Why condo investment is by far your best solution

I was pondering/contemplating/thinking about the income property business this morning (contrary to popular belief I do think from time to time) after speaking to a client, and I thought about two categories in particular: the new investor, and the professional investor.

Both groups have a similar problem: getting an investment portfolio going. Career oriented professionals cannot afford to have me “sell” them a second job. New investors have generally had an inability to get over fears and concerns of investing, as for the majority it is the first time in their lives they have taken a calculated risk with their money, and it is completely natural to dither as a result. It pains me to see how some of you are now entering year 2, year 3, year 4, have all the investment knowledge in the world – and still don’t own an income property.

Why I write is because there is a viable solution that we have been using more and more; condo investment. They are by far the safest investments, have by far the lowest time commitments, have the best residential tenants overall, are easy to obtain financially, and have by far the lowest maintenance costs.

In a nutshell – I refuse to over complicate such a simple concept – what we’ve been doing is selling 1 or 2 bedroom condos in the better/best run condo buildings, which my associate Brian Peltier and I have already identified for you. We then fill them up with a tenant; condo tenants are virtually always one of three classifications. Professional student (think law, MBA, graduate studies etc.), young professional, or retiree. These are the folks that give you 12 post dated cheques, shake your hand and say “see you in a year”. Because it’s their own home they generally upkeep the property very well, even taking care of the smaller repairs. I’ve seen many condos handed back to the owner in better condition than when they leased it out; it’s not an unusual phenomenon at all. Financing is generally 95% loan to value on the first one, 80% loan to value on the remaining ones. However, we’re finding that enough vendors are willing to hold a 2nd mortgage to help out with that heftier down payment, or get a line of credit of course.

You won’t get the largest cash flow a month – think $100-$150 – but you are getting property appreciation, your mortgage paid down, massive tax write offs, and a modest $1200-$1800 cash a year. The other nice thing is you can stack your investments in the same building; so if one condo is working, you can continue to reinvest into more condos and duplicate your already successful efforts. I have one client up to 10 units in one building and barely lifting a finger.

And finally I’ll provide you with the “money where my mouth is” statement: my associate Brian Peltier owns and rents out two condos, my assistant Jane owns 2, her sons own 3 more, and I own one. (Full disclosure: I live in mine, but after seeing how happy our condo investors are, and how little time it takes, I’ll be holding onto my condo for a long while).

Send me an email back or call me if you want to get started. We can send you out the best properties available and let’s get you moving on these opportunities before these pesky interest rates climb higher (another 0.25% yesterday) and property appreciation escalates (Windsor’s up 3.3% on property value so far this year, sales are up 14% — this is all great but it does mean get moving now, so you are on the good side of the appreciation).